We adhere to a fiduciary standard. We maintain a commitment and responsibility to put our clients’ best interests ahead of our own.
We have structured our firm in a way that seeks to minimize potential conflicts of interest as much as possible. Our fee structure has three important characteristics:
1. Fee-Only. We are a fee-only firm and do not sell products that pay us a commission (cash-value life insurance, annuities, individual municipal bonds, etc). We also do not accept any type of referral fee. Our only source of revenue is the direct fee that our clients pay us.
2. Fees quoted in dollars. We also quote our fees in dollars and not as a percentage of assets. We believe this is a much more transparent way to charge fees.
3. Flat Fees. We charge flat fees. We believe this minimizes conflicts of interest as it does not incentivize us to gather assets or to increase billable hours.